8-question quiz covering NAV, SIP, fund names & more
Game🔮
3 Investors
SIP vs Lump Sum vs Market Timing — who wins?
📊 Stocks
Simulation📊
My First Trade
Experience buying & selling stocks in a safe, simulated environment
Game🏔️
Cap Climber
Sort Large / Mid / Small cap companies against the clock
Quiz
Market Pulse
Real headlines. Can you predict why Indian stocks moved?
Simulation
IPO Bonanza
Step inside a real IPO — read the DRHP, set your price & decide
Live💹
Stock Rush PRO
Live classroom game — IPOs, dividends, splits, buybacks across 5 real market eras.
📚 Resources & Tools
Tracker💰
Budget Tracker
Track your monthly income, expenses & savings
Calculator📈
SIP Calculator
See how increasing your SIP annually creates more wealth
Planner💸
SWP Calculator
Can your investment pay you a monthly salary?
Planner🏖️
Retirement Planner
How much do you need to retire comfortably?
Planner🎓
Education Planner
Plan & save for your child's education costs
Planner✈️
Holiday Budget
Plan your family holiday budget & savings
Calculator📊
Asset Allocation
Find the right Equity, Bonds, Gold & Cash mix for your age & risk
Planner💸
Dividend Income Planner
Project your passive dividend income — DRIP vs cash payout
Planner🎯
Fund YOUR Goal
Get the exact SIP & lump sum needed for any goal — inflation-adjusted
Planner📋
Goal Tracker
Track short, medium & long-term goals — see your funding progress at a glance
📰 IFM News Agency
📰
IFM News Agency
Hand-picked financial news, simplified just for you — updated daily
🧪 Beta Testing
Work in progress — try these tools and share your feedback!
Beta🥧
Mix My Portfolio
Build the perfect asset mix for every life stage
Beta🪣
3 Buckets
Sort financial products into the right bucket
Beta🎢
Rollercoaster
See how SIPs turn market crashes into opportunities
Beta☕
ChaiBoss Ltd
Learn EPS, P/E & what moves stock prices
Beta💰
Dividend or Dash?
Income vs Growth — pick the right stock for each life stage
Beta🏖️
Retirement Planner
Calculate your retirement corpus, monthly SIP & lump sum needed
Beta
IFM Chat Bot
Answer a few questions in plain English — we'll build your plan
Beta🏷️
Fair or Fleeced?
P/E Valuation — Cheap, Fair or Pricey? 5 rounds
Beta🎯
Financial Goal Planner
Map your short, medium & long term goals with inflation & shortfall
Beta📊
The Timing Trap
26 years of Nifty 50 — does timing the market actually matter?
Beta🎮
Market Madness
You vs the market — 6 rounds of fear, greed & discipline
Beta🎓
Market Madness 2
Learn investing by playing — guided walkthrough with 4 investor styles
Beta🗺️
Investopia
Play your way to financial confidence — a full game-based investing course
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Investopia 2
Go deeper — 30–40 mins per world, harder questions, interactive challenges
Beta📖
IFM Course
Learn the full handbook interactively — concepts, examples, calculators, then practice
Beta🏠
IFM Course 2
Module 1 — Before You Invest: Clean House. Visual lessons, myth busters, debt sort, budget builder & more.
📰 Daily Digest
IFM News Agency
Hand-picked financial news, simplified for beginners — no jargon, just what matters to you.
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Get fresh articles
Scans for new articles · 24-hour cooldown
IFM Course 2
Investing for Mummies
6 modules · From foundations to advanced
📚 Choose a Module
🏠
Module 1
Before You Invest
Clean House
›
🪣
Module 2
The 3 Bucket Strategy
Protect, Stabilise & Grow
›
🧩
Module 3
Asset Classes Decoded
Real Estate, Gold & Fixed Income
›
🏦
Module 4
Mutual Funds & SIPs
Smart Professional Investing
›
💹
Module 5
Stocks & The Market
From IPOs to Valuations
›
📊
Module 6
Measuring Returns
CAGR, XIRR & What Matters
›
🎢 Mutual Funds
The Market Rollercoaster
Markets crash and recover. Should you panic and sell — or stay the course?
😰 Step 1 — The Emotional Test
Imagine you've been investing ₹10,000 every year. Suddenly the market drops 20%. Your portfolio goes red. What do you do?
💡 Hint: Think about what happens when something goes on sale at a store. If the price of something you regularly buy drops by 20%, do you stop buying — or do you buy more? The same logic applies to investing through a SIP. Lower prices mean you get more "units" for the same money.
📊 Step 2 — Watch the Rollercoaster Unfold
Vikram invested ₹10,000 every year. See what happens year by year — the NAV (price per unit) changes each year, affecting how many units he gets!
🔑 Step 3 — The Big Insight
Vikram got the most units in one particular year. Which year was it — and why?
💰 Step 3B — Did Vikram Actually Make Money?
Vikram invested ₹10,000 every year for 6 years. The final NAV (price per unit) at the end of Year 6 is ₹134.4.
Vikram invested ₹60,000 in total. What do you think his investment is worth now?
🧠 Step 4 — What Would You Do Differently?
Knowing what you know now — if you had started a SIP and then saw the market drop 30% in one year, what would be the smartest move?
💡 Hint: Remember what happened to Vikram's units in the crash year. He got the most units because prices were lowest. What if he had put in even more money during that dip?
"Volatility is not the enemy of long-term investors — it is the opportunity."
— Investing for Mummies
🔮 Mutual Funds
The Three Investors
Three friends. Same market. Completely different results. Who wins — and why?
👋 Step 1 of 3 — Meet the Investors
📖 The Setup
Three friends. ₹12,00,000 each. Same market. Same 12 years. Completely different strategies — dramatically different results.
👩💼
Priyanka — The Steady SIP Investor
Invests ₹1,00,000 every single year for 12 years. No excuses. No market-watching.
👩🦱
Shilpa — Lump Sum
Invests ₹12,00,000 all at once in Year 1. Then sits back and waits.
🔮
Anushka — The Market Timer
Has ₹12,00,000 and a plan: time the market. Invest when it "feels right", skip when it doesn't. Watch what happens.
₹12,00,000
Same total budget
12 years
Same time period
Same market
Same NAV data
🔮 Step 2 of 3 — Anushka's Strategy
Year 1 of 120 units bought
💰 Remaining Budget: ₹12,00,000
🏆 Step 3 of 3 — The Big Reveal
Same money. Same market. Same 12 years. Three very different outcomes.
Everyone thinks a lower NAV means a cheaper fund. Let's bust this myth — with pizza! 🍕
🤔 Step 1 — Which Fund Would You Pick?
🍕 Think of the mutual fund as a whole pizza.
Each unit you buy = one slice of that pizza. NAV = the price you pay for one slice.
🍕₹20
Fund A
NAV = ₹20 per slice
vs
🍕₹100
Fund B
NAV = ₹100 per slice
⚠️ You can see the slice prices — but not the return rates yet. Judge on NAV alone!
Your Turn
You invest ₹1,000. Just looking at the NAV — which fund seems like a better deal?
View 1 of 2Same return rate
🟰 What if both funds grow at the same rate?
Imagine both funds deliver exactly 10% annual returns. You invest ₹1,000 in each. What happens?
🍕
Fund A
₹20 per slice → 50 slices
Return
10%
NAV: ₹20 → ₹22
—
🍕
Fund B
₹100 per slice → 10 slices
Return
10%
NAV: ₹100 → ₹110
—
Both grow at 10% — which one would you choose?
🔑 Key Question
Did the mutual fund become cheaper?
NO.
Fund A
50 slices × ₹22
= ₹1,100
Fund B
10 slices × ₹110
= ₹1,100
Exact same result. ₹1,100 each.
The total value stayed ₹1,000 at the start. The number of slices didn't help or hurt you. What grew your money was the 10% return — nothing else.
View 2 of 2Myth buster
💥 Busting the Myth — "Cheaper NAV = Higher Growth"
🧠 The myth: "Fund A's NAV is only ₹20 — it's cheaper, so it must grow more!" This is one of the most common investing mistakes. Let's break it.
Now the funds have different return rates. Fund A (cheaper slice) gets 10%. Fund B (pricier slice) gets 15%. You invest ₹1,000 in each.
🍕
Fund A
₹20 per slice → 50 slices
Return
10%
NAV: ₹20 → ₹22
—
🍕
Fund B
₹100 per slice → 10 slices
Return
15%
NAV: ₹100 → ₹115
—
Fund A has more slices AND a cheaper price. Who wins?
🏆 Fund B wins — ₹1,150 vs ₹1,100
Fund A
50 slices × ₹22
= ₹1,100
Fund B 🏆
10 slices × ₹115
= ₹1,150
💥 Myth busted!
Fund A had more slices and a cheaper price per slice — and still lost.
Fund B won with just 10 slices because its 15% return did the work.
The NAV price is irrelevant. The % return is everything.
✅ Never pick a fund because its NAV looks cheap.
Focus on: fund quality, portfolio performance, and consistent returns — never the price tag.
"NAV is the price per slice — not how fast the pizza grows. A ₹100 slice can outgrow a ₹20 slice any day."
— Investing for Mummies
🎯 Now That You Know the Truth About NAV...
📖 Scenario
Your friend Priya says: "I'm choosing Fund X because its NAV is only ₹15, while Fund Y's NAV is ₹500. Fund X is so much cheaper!"
What would you tell her?
🚀 The NFO Trap — New Fund Offers
📖 Scenario
A brand new mutual fund just launched at ₹10 NAV. Your colleague Arun is very excited: "This is amazing — ground floor entry! It's like a ₹10 stock, so cheap!"
What would you say to Arun?
💸 The Dividend Illusion
📖 Scenario
You invest ₹10,000 in a fund at NAV ₹50 — you get 200 units. The fund then announces a ₹5 dividend per unit. You're excited — free money! 🎉
After the dividend is paid out, your NAV becomes…?
🌱 Growth vs Dividend — Same Fund, Different NAV?
📖 Scenario
Sunita is comparing two options for the same mutual fund: Growth Plan (NAV ₹500) vs Dividend Plan (NAV ₹50). She says: "The Dividend Plan is a bargain — I get 10× more units for the same money!"
Is Sunita right?
📉 When the Market Crashes…
📖 Scenario
You invested ₹10,000 in a fund at NAV ₹100, getting 100 units. The stock market then crashes and the fund's portfolio falls 20%.
What is your NAV now?
📅 SIP + NAV Dip = Friend or Foe?
📖 Scenario
Radha invests ₹5,000 every month via SIP. Month 1: NAV = ₹50 → she gets 100 units. Month 2: The market dips and NAV falls to ₹40.
What happens in Month 2?
🪜 Mutual Funds
The ₹1 Crore Ladder
Can ₹10,000 a month really become ₹1 Crore? Climb the ladder and find out!
🤔 The Big Question
₹10,000
Monthly SIP
12%
Expected Return
25 years
Duration
₹30L
Total Invested
₹30 Lakhs invested over 25 years. What do you think it grows to?
🪜 Climb the Ladder — Step by Step
₹10,000/month SIP at 12% returns. Watch the growth accelerate!
🏆 Target: ₹1 Crore
₹10K/month × 25 years = ₹30L invested
📊 Amount Invested vs Total Value at Each Milestone
🧠 One More Question…
You just watched ₹10K/month grow to ₹1.9 Crore in 25 years — shocking, right?
Now imagine you keep going for just 5 more years. Same ₹10K/month. Same 12% returns. Just patience.
₹10K
Monthly SIP
12%
Returns
30 yrs
Total Time
₹36L
Total Invested
What does your money grow to at Year 30? 🎯
⏰ The Cost of Waiting — Starting 5 Years Late
What if someone said "I'll start investing in 5 years"? Here's what they lose forever:
"The first 10 years build the ladder. The last 10 years climb it."
— Investing for Mummies
🌟 The Emotional Takeaway
The hardest part of investing is not picking the right fund — it's starting early and staying patient. Even a few months' head start can mean lakhs of rupees.
🎯 Interactive Quiz
Radha's Money Mission
8 real-life mutual fund situations. Answer, earn stars, and master investing!
Progress
⭐ 0 / 120 pts
🎮 Interactive Case Study
Help Radha Make Smart Money Moves!
Radha is just like many of us — a working mum trying to make sense of mutual funds. Put yourself in her shoes and help her navigate 8 real-life money situations. Each correct answer earns you stars!
👩💻 RadhaAge 32, Mumbai
👶 AnanyaDaughter, 3 yrs old
🎯 GoalEducation + Retirement
💰 Bonus₹2 Lakhs to invest
🔢 Calculate
QUESTION 1 OF 8 · 15 points
📜 Radha finds her old "HDFC Balanced Advantage Fund" statement. It discloses the fund's portfolio position as follows:
Assets: Equity Holdings ₹850, Debt Holdings (Bonds) ₹50, Cash & Bank Balance ₹20 Liabilities: ₹15 Units Outstanding: 40
Calculate the NAV per unit. Fill in each step! 👇
Formula: NAV = (Total Assets − Liabilities) ÷ Units Outstanding Total Assets = Equity + Debt + Cash
Total Assets (₹)
₹
Net Assets (after liabilities)
₹
NAV per Unit
₹
🔢 Calculate
QUESTION 2 OF 8 · 20 points
📊 Radha starts a ₹10,000/month SIP. The market is volatile — fill in the units purchased each month and find her average cost per unit.
Complete the SIP table (Enter units to 2 decimal places)
Units Purchased = Amount Invested ÷ NAV that month Average Cost = Total Amount ÷ Total Units
Month
SIP Amount
NAV
Units Purchased
Month 1
₹10,000
₹200
Month 2
₹10,000
₹180
Month 3
₹10,000
₹220
Month 4
₹10,000
₹240
Total
₹40,000
—
Average Cost Per Unit
₹
💡 Concept
QUESTION 3 OF 8 · 10 points
🏦 Radha hears about two options: Fund A lets her invest ₹500 every month automatically. Fund B requires a large lump sum all at once.
The method where Radha invests a fixed amount every month automatically is called:
💡 Concept
QUESTION 4 OF 8 · 10 points
💼 The Bank RM quietly ticked the "Regular Plan" box on Radha's form. Amisha told Radha to always choose "Direct Plan – Growth Option" instead.
Why does the Bank RM prefer the Regular Plan over the Direct Plan?
🎯 Match
QUESTION 5 OF 8 · 15 points
🚨 Radha wants to match each mutual fund concept with its correct definition.
Match each term with its correct meaning! Tap a term, then tap the matching definition. 👆
NAV = 'price' of one unit. SIP = investing regularly. Units = what you 'own'. AUM = total money managed.
Mutual Fund Terms
📊 NAV
💰 SIP
📦 Units
🏦 AUM
Definitions
What you own in a mutual fund (like shares)
Total money managed by a mutual fund company
Investing a fixed amount every month automatically
The price of one unit of a mutual fund
💡 Concept
QUESTION 6 OF 8 · 20 points
📈 Radha sees the HDFC Balanced Advantage Fund gave 25% returns last year. Amisha warns: "Don't trust just one year's return!"
What does "Rolling Returns" help us understand that a single point-to-point return doesn't?
💡 Concept
QUESTION 7 OF 8 · 15 points
🏖️ Radha's neighbour Meena Aunty just retired with ₹50 lakhs in mutual funds. She wants a fixed amount sent to her bank every month — like a "salary from investments."
Which facility should Meena Aunty use to automatically receive a fixed amount from her mutual fund every month?
🎯 Match
QUESTION 8 OF 8 · 15 points
📲 Word has spread! Three of Radha's friends heard she met Amisha and now they all want advice. Each friend knows exactly what she needs — can you match each one to the perfect fund name? 💬
💡 Quick cheat sheet:Long Term Equity (ELSS) = tax saving u/s 80C ·
Small Cap = small risky companies, high growth ·
Mid-Cap = medium companies, medium risk ·
Direct = you buy directly (cheaper) ·
Regular = via distributor (pricier) ·
Growth = gains reinvested ·
IDCW = regular income payout
👇 Step 1 — Read each friend's need carefully:
👩💼
Priya
"I want to save income tax this year! I'll invest directly — no middleman — and reinvest everything for long-term growth."
Select a fund below, then tap here
👩🦳
Deepa's Mum
"My mum just retired and needs regular income payouts. Her financial advisor will handle it. She's ok with medium-risk companies."
Select a fund below, then tap here
🏋️♀️
Neha
"I'm 28 and aggressive! Give me maximum growth potential. I'll go direct to save costs and reinvest every single rupee."
Select a fund below, then tap here
👆 Step 2 — Click a fund to select it ✨, then click the right friend above:
Axis·Long Term Equity·Direct Plan·Growth
HDFC·Mid-Cap Opportunities·Regular Plan·IDCW
SBI·Small Cap Fund·Direct Plan·Growth
🎉 Mission Complete!
You helped Radha navigate the world of mutual funds!
0
out of 120
🔢
Number Cruncher
💡
Concept Queen
🎯
Smart Matcher
⭐
Gold Star Mum
🎡 Commodities
Wheel of Gold
Spin the wheel, land on a real-world event, and predict — does gold go UP or DOWN?
📋 How It Works
🎡
Spin
🤔
Predict
💡
Learn
The wheel has 8 real-world factors that affect commodity prices. Spin to land on one, then predict if the price goes UP 📈 or DOWN 📉. Get an explanation after every answer!
🪙
Gold Challenge
8 factors · ~5 mins · Earn badges
Wheel of Gold
Question 1 of 8
0
8 factors remaining
🥈 Game · Commodities
Wheel of Silver
Spin the wheel, land on a real-world event, and predict — does silver go UP or DOWN?
📋 How It Works
🎡
Spin
🤔
Predict
💡
Learn
The wheel has 8 real-world factors that affect silver prices. Silver has a unique double life — it's both a precious metal and an industrial commodity. Spin to land on a factor, then predict if the price goes UP 📈 or DOWN 📉.
🥈
Silver Challenge
8 factors · ~5 mins · Earn badges
☕ Stocks
The ChaiBoss Challenge
Decode EPS, P/E ratio, and what moves stocks — through India's favourite chai brand.
☕
Think of a stock like a chai recipe — its price depends on many ingredients: earnings, market mood, competition, and more.
In this game, you'll run a fictional chai company and see how real-world events affect your stock price, EPS, and P/E ratio.
☕ The ChaiBoss Challenge
💰 Price: ₹100
📊 EPS: ₹10
🎯 P/E: 10.0
⭐ 0 pts
ChaiBoss Ltd.
NSE: CBOSS
Share Price
₹100
EPS
₹10
P/E Ratio
10.0x
Change
—
🏆
Well Done!
You've completed the ChaiBoss Challenge
0
Points Earned
0/8
Correct Answers
₹100
Final Stock Price
0%
Total Return
Key Takeaways 💡
📊
EPS (Earnings Per Share) tells you how much profit a company earns for each share. Higher EPS usually means a healthier company.
🎯
P/E Ratio shows how much investors pay per rupee of earnings. A high P/E means high expectations; a low P/E might mean a bargain — or trouble.
📈
Stock prices move based on earnings, news, market mood, and what investors expect will happen next — not just what's happening now.
🧠
Understanding basics like EPS and P/E helps you ask better questions and feel more confident when evaluating any investment.
☕ The Latte Effect
Hidden Fortunes
Small daily splurges, redirected wisely, can grow into crores.
🛍️ Pick Your Guilty Pleasures
Select the habits you spend on every week. We will show you what happens when you redirect just that amount into a SIP instead.
✓
☕
Starbucks / Café Coffee
How much do you spend?
₹6,000 / mo₹0–₹15k
✓
🛵
Swiggy / Zomato Orders
How much do you spend?
₹4,000 / mo₹0–₹15k
✓
📺
OTT Subscriptions
How much do you spend?
₹2,000 / mo₹0–₹15k
✓
🛍️
Impulse Online Shopping
How much do you spend?
₹3,000 / mo₹0–₹15k
✓
🎬
Movies + Weekend Eating Out
How much do you spend?
₹2,000 / mo₹0–₹15k
✓
💅
Salon Visits
How much do you spend?
₹3,000 / mo₹0–₹15k
💡 You do not need to give these up forever — just ask: what if even half went into a SIP?
Monthly SIP if redirected
₹0
🤯 Here Is What You Are Really Giving Up
10 Years
—
at 12% p.a.
20 Years
—
at 12% p.a.
30 Years
—
at 12% p.a.
💸 Total You Put In (30 yrs)
—
🚀 What You Walk Away With
—
All projections assume 12% annual returns (approximate long-term equity mutual fund average). Past performance is not a guarantee of future returns.
🎯 Resource · Goal Planning
Financial Goal Planner
Set your goals and plan the exact monthly saving needed to reach every one of them.
📈 Resource · SIP Planning
SIP Calculator
See how a small annual increase in your SIP can build dramatically more wealth over time.
💸 Resource · Withdrawals
SWP Calculator
Can your money pay you a salary? Simulate monthly withdrawals from your corpus.
🧮 SWP Calculator
₹
₹50L
₹
₹1L
%
%
25 Years
Remaining Corpus
₹0
Starting Corpus
₹50L
Total Withdrawn
₹0
Remaining Corpus
₹0
💡 Type a fund name — e.g. "Parag Parikh Flexi Cap" or "HDFC Top 100". Pick the Direct option for lower fees.
Selected Fund
₹
₹
%
📊 Year-by-Year Breakdown
Year
Starting Corpus
Growth
Monthly W/D
Annual W/D
Remaining Corpus
🌟 The Takeaway
Your investments can pay you a monthly salary — but the withdrawal must be sustainable. Too high, and the money runs out.
🟢Safe~4–5% / year
🟡Moderate~6–7% / year
🔴Danger8%+ / year
"Don't just think about how much you've saved. Think about how long it needs to last."
— Investing for Mummies
🏖️ Resource · Retirement
Retirement Planner
How much do you need to retire comfortably? Find your number and build your plan.
🎓 Resource · Education Planning
Education Planner
Plan ahead for your child's education — never be caught short.
💰 Resource · Budgeting
Monthly Budget Tracker
Map every rupee — income, expenses, and what's left to invest each month.
✈️ Resource · Travel Planning
Holiday Budget Planner
Dream trip, real budget. Plan your holiday without the financial hangover.
📊 Resource · Asset Allocation
Asset Allocation Calculator
Find the right mix of equity, debt and gold for your life stage and risk appetite.
💸 Resource · Dividend Investing
Dividend Income Planner
See how dividend investing can build a steady, growing income stream over time.
⚠️ All figures shown are theoretical estimates for educational purposes only. This is not financial advice. Please consult a qualified financial advisor before making any investment decisions.
🎯 Resource · Goal Planning
Fund YOUR Goal
Enter any goal and instantly see the corpus, monthly SIP, and lump sum needed to reach it.
🎯 Resource · Goal Planning
Financial Goal Tracker
Track your short, medium and long-term goals — and see exactly how funded each one is.
🪣 Game · Financial Planning
3 Buckets
Sort each product into the right bucket — Emergency, Stability, or Growth!
📋 How It Works
📦
See Item
🤔
Decide
🪣
Drop It
You'll see a financial product or goal. Sort it into the right bucket. Some tricky items accept more than one correct answer! Watch each icon fly into the bucket.
🛡️EmergencyQuick access, safety net
⚖️StabilitySteady, low-risk returns
🌱GrowthLong-term wealth building
🎯 12 items · ⏱️ ~5 mins · 🏆 Earn badges
3 Buckets
Item 1 of 11
0
Loading...
👇 Tap a bucket below
0
🛡️ EmergencyQuick access · safety net
0
⚖️ StabilitySteady · low-risk returns
0
🌱 GrowthLong-term wealth building
⏱️ Game · Rule of 72
Double or Nothing
The fastest mental shortcut in investing. 5 rounds. Beat the clock. No calculator allowed.
⏱️
The Rule of 72
The fastest mental maths trick in investing
The Formula
Years to Double = 72 ÷ Rate %
e.g. 12% return → 72 ÷ 12 = 6 years to double your money
How to Play
5️⃣ 5 rounds — one investing scenario each
⏱️ 15 seconds per round — answer fast for bonus points
⚡ Under 5 sec = 3 pts · Under 10 sec = 2 pts · Slower = 1 pt
🚫 No calculator — use 72 ÷ Rate in your head!
Round 1 of 5
30
💡 Rule of 72: Years to double = 72 ÷ Interest Rate %
Your Score
0
out of 15
Round by Round
🎲 Trading Simulation
📊 My First Trade
Buy & sell stocks in a safe simulation. Zero risk, real market experience.
📡 Stocks · Quiz
Market Pulse
Real headlines. Real moves. Can you predict why Indian stocks went up or down?
📊 Stocks · Simulation
IPO Bonanza
Step inside a real IPO — read the DRHP, set your bid price & decide if you'd invest.
🔍 Game · Debt Instruments
Debt Detective
8 products. One question. Who is borrowing your money?
📋 How It Works
📦
See Product
🕵️
Tap the Borrower
💡
See Full Picture
Every debt product is a loan — you are the lender. Tap who you think is borrowing your money, then discover their risk rating and liquidity.
👤 Borrower
🛡️ Risk Rating
💧 Liquidity
8 debt products · No timer · Learn as you go
Debt Detective
Product 1 of 8
0/8
🏢 Quiz · Real Estate
REIT or Real?
8 myth-busting True/False questions on real estate. Prepare to be surprised!
📋 How It Works
📖
Read
✅❌
True / False
💡
Learn
Each round shows a bold statement about real estate or REITs. You pick True or False. After each answer, a short reveal explains the real facts. 8 questions, scored on accuracy!
🏠
Direct RE
vs
🏢
REITs
🎯 8 questions · ✅❌ True/False · 🏆 Max 80 pts
REIT or Real?
Question 1 of 8
0
Q1 OF 8
Loading...
💡
💜 Beta · Chat with Radha
Chat with Radha
Your personal financial planner — ask anything, get a real plan
🥧 Game · Asset Allocation
Mix My Portfolio
Build the perfect asset mix for every life stage — equity, debt and gold.
🥧 Mix My Portfolio
👩💼
Neha, 25💡 100 minus age = equity %
First job, single, wants aggressive long-term growth. Has 35+ years to retirement.
📊 Your Allocation
0%
100%
EquityBondsREGoldCash
📈 Equity20%
🏦 Bonds/FD20%
🏠 Real Estate20%
🪙 Gold20%
💵 Cash20%
⚠️ Total must equal 100%
Round 1 of 5
85/100
You
Ideal
🏆
Portfolio Master!
⭐⭐⭐
450/500
Total across 5 personas
🏷️ Game · Equity Valuation
Fair or Fleeced?
5 company snapshots. Is the stock Cheap, Fair, or Pricey? Decode the P/E Ratio!
📋 How It Works
Each round shows a fictional Indian company: its Stock Price, EPS, and the Sector Average P/E. You calculate the company's P/E ratio mentally, compare it to the sector, and tap your verdict.
Cheap
P/E well below sector
Fair
P/E in line with sector
Pricey
P/E well above sector
📊 5 rounds · 💡 P/E analysis · 🏆 Max 50 pts
Fair or Fleeced?
Stock Price
EPS
Sector Avg P/E
💡 P/E = Stock Price ÷ EPS. Compare to Sector Avg P/E to judge value.
💰 Game · Dividend Investing
Dividend or Dash?
5 life scenarios. Pick income now or growth later — and see the 20-year impact!
📋 How It Works
Each round presents a life scenario and two stocks — one a steady dividend payer, one a high-growth reinvestor. Pick the one that better fits the situation. Then watch a 20-year simulation show the difference!
🎯 5 scenarios · 📊 20-yr sim · 🏆 Max 50 pts
Dividend or Dash?
📈 20-Year Simulation (₹1L invested)
🏔️ Game · Market Capitalisation
Cap Climber
10 real Indian companies. Is each Large, Mid or Small Cap? Beat the clock!
📋 How It Works
10 real Indian companies flash on screen one at a time. Tap LARGE, MID or SMALL before the 6-second timer runs out. +10 pts for correct, 0 for wrong or timeout. Can you go 10 for 10?
Large Cap
Top 100 by mkt cap
Mid Cap
101–250 by mkt cap
Small Cap
Below 250
⏱️ 6s per company · 📊 10 rounds · 🏆 Max 100 pts
Cap Climber
Score
0
📉 Resource
Inflation Calculator
See how inflation quietly erodes your purchasing power — and what to do about it.
💸 Student Tool
Money Map
Track your allowance, spending & savings — actually fun to use.
📊 Simulation · Beta
The Timing Trap
Three investors. 26 years. ₹1L a year. One times perfectly, one terribly, one just shows up. Who wins?
🎮 Simulation · Beta
Market Madness: You vs The Market
₹10,00,000. 6 rounds of bull runs, crashes & recoveries. Can you beat the market — or will your emotions beat you?
🎓 Learn by Playing · Beta
Market Madness 2: Learn Investing by Experiencing It
Buy stocks. Feel the market. Watch 4 investor styles react to the same 6 rounds — and see who ends up on top.
💰 Game
Debt Boss
Allocate ₹10,00,000 across debt instruments. Survive 4 market events. See how debt really works!
🎯 Game · Asset Allocation
Asset Boss
You've got ₹10,00,000. Split it across 6 asset classes, survive 3 market events, and discover your investor DNA!
🧪 Beta Testing
Beta Tools
Work-in-progress tools — try them out and let us know what you think!
🤖 Beta · IFM Chat Bot
IFM Chat Bot
Answer a few questions in plain English — we'll build your retirement plan
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